OTP Bank provides loans of up to half a million rubles, while 200,000 rubles can be obtained without references and a guarantor , and 75,000 rubles – in 15 minutes. Quick consideration of the application is combined with fairly high interest rates. The main requirements for the borrower – the age of 21 years, Russian citizenship and permanent employment.
- Loan amount from 15 000 to 1 000 000 rubles
- For registration only need a passport
- The rate of 11.5% – 19.9% with a loan amount of 300,000 rubles.
- The rate of 14.9% – 35.7% with a loan amount of up to 300,000 rubles
To issue a consumer loan in OTP Bank →
OTP Bank is a universal financial organization that provides individuals and corporate clients with a wide range of banking products and services. As of October 1, 2018, the bank’s own capital amounted to 32 billion rubles.
2nd place in the market providing lending funds.
7th place in the market of plastic credit cards.
Among the 50 major Russian banks.
OTP Bank’s mission is to build long-term relationships based on mutual trust with partners and new customers, to increase financial literacy of the population by providing affordable and understandable products, and developing the banking services market to create more comfortable conditions allowing employees to grow professionally .
The bank’s vision is no less promising and is expressed in the desire to become a partner for clients whom they can trust, to become one of the 20 largest banks in Russia, to develop further as a universal financial institution, showing growth in profits and the number of individuals constantly using the bank’s services.
To answer this question, it is enough to consider the advantages of this financial institution:
- availability of own service network (consumer lending points – 143,551, cash offices – 96, customer service points – 134, ATM network – 195 and terminals – 269);
- presence in more than 3,700 localities of the country and the provision of a full range of services to customers, despite the social status of one or another locality.
The most popular financial products of the bank for a private client are a loan in cash for any purpose up to 4 million rubles, a credit card with a grace period, the ability to use loan funds to pensioners and the opening of a deposit at a favorable interest rate.
In addition to private clients, OTP Bank actively cooperates with small business representatives, providing the following services to them – opening and maintaining settlement and special accounts free of charge, providing an Internet bank to inform customers about their financial operations, reserving an account on the network for 30 seconds and using the Premium account for free.
For corporate clients, the bank develops individual loan solutions, taking into account the specifics of their business, and for financial institutions it becomes a reliable partner, providing a variety of services and a decent level of service.